Practical Money Skills for Life

Smart Shopping

Advertising
	What they do
	What you should do
	Infomercials (program length commercials)
Decisions, Decisions
	Buying decisions
	Cooling off rule
	Common sales techniques
Look Out!
	High cost financial services
	Telemarketing fraud
	FTC telemarketing sales rules
	Common fraud
	900 numbers
	Contest cons
	Work at home schemes
	Handling consumer problems
	Writing a complaint letter
Shopping Options
	Buying clubs
	Shopping by mail
	Online shopping
	Layaway purchasing
A Home of Your Own
	The home buying process
	Qualifying for a mortgage
	Types of mortgages
	Closing costs
Automobiles
	Shopping for a used car
	Shopping for a new car
	Warranties
	Service contracts
	Shopping for a car loan
	Leasing a motor vehicle

	Loan calculator
	Auto loan calculator
	Mortgage calculator
	Gift Log
	Comparative shopping
	Computing mortgage payments
	Mortgage shopping
	Comparing car loans
	Smart shopping
	Scam watch
	Cars and loans

	Related links
	Resources