Personal Finance

Personal finance comprises a broad range of topics such as creating a budget, saving for retirement, and using credit wisely. Understanding the basics of money management will allow you to live well today and build a strong financial future.

Tips & Trends

A new Practical Money Skills series that explores ways to scale back, and still live rich.

Smart Ideas for a Summer Staycation
No doubt, you’re familiar with the "staycation" phenomenon. In case you’ve been out of the loop (or perhaps on a long vacation), a staycation is the budget-savvy, stay-local version of the old-fashioned vacation. Here is our advice for planning yours – and saving your family big. Read more.

Go Forth, Graduate
Once the cap and gown are packed away and final exams are just a lingering memory, it’s time to consider your next endeavor. Here are a few ways to seize post-grad opportunities while helping to seal your future success. Read more.

7 Ways to Save on Healthy Living
In a challenging economy, it’s easy for work to take priority over getting exercise and eating well. But good health is arguably your most valuable commodity, and having it will help you face financial challenges. Here’s how to improve your physical wellbeing without breaking the bank. Read more.

Plan B: Starting a Second Career
In today’s workforce, individuals embarking on second careers have become a much more common occurrence. Is it the job market forcing you to pursue another path? Maybe you are making this change by your own decision. Regardless, you are not alone. Read more.

Etiquette in the New Economy
Financial hardship has become a reality for many Americans. Often, the adjustments and decisions people must make are difficult and stressful. This month, we look at simple ways to stay supportive to both the people in financial trouble and the friends and family trying to help. Read more.

Living Green without Spending Green
It’s official, the eco-friendly movement is in full swing. As consumers, we’ve become more and more inundated with messaging about the environment and how product X is going to save the world. Read more.

Credit & Debt

Know the Score
Your credit scores guide lenders as to what your credit risk is. Learn how to keep your credit scores strong.

Reducing Debt
Consumer debt in America is at an all-time high. Calculate your debt load and set goals to reduce it.

Protect Yourself Against Identity Theft
Don't become a victim of identity theft. Here are some precautions you can take.

Savings & Spending

Save Now, Save Often
Finding money to save is difficult but possible. Take these few steps to prioritize saving and avoid debt.

Budgeting Tips
Only 40 percent of Americans use a budget to plan their spending. But 60 percent of Americans routinely spend more than they can afford. Budgeting is easier than you think - start today

Automate Your Finances
Just about every bank allows you to check your account and make transactions online. In fact, you can do away with ever having to go to a bank again.

Life Events

Saving for College
A college education is the ticket to the middle class in the United States. But it’s an expensive ticket, and the cost rises every year.

Parenting
When your baby is born, your financial picture changes drastically. Now it's more important than ever to create, maintain and stick to a budget.

Retirement
Saving for retirement often gets put off as you deal with life's pressing demands, but every delay cuts significantly into your total savings when the big day comes.

More Life Events

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Comments

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Posted by: philip1111
The tips which you gave on budgeting are very good!!
These tips are sure to help anyone in managing the budget of any individual or a group!!
Thanks for these valuables!!
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philip

Posted by: breannaT
Economic crisis is not new to our ears. We surely know that this tips are effective especially if you are a person who is wise enough to secure something for the future. There are times that we can’t avoid spending too much money (admit it) and you need to get your spending under control. Do you think you need to fork over whatever these jackals want you to? So that's why you need some money saving ideas. Some great money saving ideas to get you started, so you don't need cash until payday loan – don't browse for long. The longer you look, the more likely you are to buy. Also, don't grab the huge cart – if you think you need a big cart, you will think you need to buy more. Shop with a list, and stick to it. Just some money saving ideas so you don't wind up looking into an easy cash loan.

Posted by: mayoriaG
The Way to Creating Wealth is by Budgeting. The Millionaires of the World do it EVERYDAY. And, they are Frugal. They do not drive fancy cars or own huge homes. They save, save and save some more for a rainy day. Trust me. :)

Cesar

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